International student in Belgium? Get covered with NZVL.
Studying in Belgium is an exciting new chapter. And when it comes to your health, we make sure you know where you stand.
Neutraal Ziekenfonds Vlaanderen (NZVL) is a Belgian health insurance fund. We help you access the Belgian healthcare system, reimburse part of your medical expenses and offer extra benefits that make student life a little easier.
Read this page in Dutch/Pagina in het Nederlands
Your health, taken care of in Belgium
With NZVL, you can count on personal support from real people whenever you have questions. And you get access to useful benefits such as reimbursements for sports, glasses or contact lenses, psychological care and more.
So you can focus on your studies, your friends and your life in Belgium — while we help take care of the rest. All this for just 9.78 euro per month.
Ready to get covered in Belgium? Discover what NZVL can do for you.
More than just health insurance
In Belgium, every health insurance fund reimburses the same basic healthcare costs. What makes the difference are the extra benefits and reimbursements you receive on top of that.
At Neutraal Ziekenfonds Vlaanderen (NZVL), you get access to a wide range of benefits that can make student life a little easier. For example:
- Up to 50 euro per year for sports, such as a gym membership or sports club
- Up to 50 euro per year for glasses or contact lenses
- Extra reimbursements for dental care
- And many more benefits for your health and wellbeing
Want to see everything that’s included? Discover all NZVL benefits
NZVL = Neutral health insurance
At NZVL, neutral really means neutral. We are independent and not affiliated with any political party or movement.
That means our focus is simple: you, your health and the support you need. No political agenda — just clear information, personal service and healthcare support you can rely on during your stay in Belgium.
Your health. Your choice. Our support.
Ready to join NZVL?
Get your health insurance sorted and enjoy personal support, useful reimbursements and extra benefits throughout your stay in Belgium.